You're carrying a lot. Here's what's actually available.

The big program: PCAFC

The Program of Comprehensive Assistance for Family Caregivers (PCAFC) pays a monthly stipend to family caregivers of eligible veterans. It also provides:

• Caregiver training and skills education
• Mental health counseling for the caregiver
• Respite care (someone covers for you, up to 30 days/year)
• Travel benefits (mileage, lodging) for VA appointments
• Health insurance coverage if the caregiver doesn't have it (CHAMPVA)

Who's eligible (caregiver side)

• Spouse, child, parent, step-family, in-law, or anyone living with the veteran full-time
• At least 18 years old

Who's eligible (veteran side)

• Service-connected disability rating of 70%+ (combined or single)
• Need help with at least one activity of daily living (bathing, dressing, eating, transferring, toileting), OR need supervision/protection because of memory/judgement issues
• Personal care services from a caregiver are necessary for at least 6 continuous months

Veterans of all eras qualify. Apply at va.gov caregiver application.

The lighter program: PGCSS

The Program of General Caregiver Support Services (PGCSS) doesn't pay a stipend, but is available to caregivers of any veteran enrolled in VA healthcare. It includes:

• Caregiver Support Coordinator at every VA medical center
• Skills training, peer support, online resources
• Respite care
• Counseling and self-care resources
• VA Caregiver Support Line: 1-855-260-3274

Caregivers of post-9/11 veterans

Eligibility was expanded in 2020 to include all caregivers of veterans who served in any era — not just post-9/11. If you applied before 2020 and were denied, reapply.

Veteran-Directed Care (VDC)

Lets the veteran (with help) hire and pay their own caregiver — including a family member — using a flexible monthly budget from the VA. Available in most states.

If you're a caregiver under 18

You can't be the primary caregiver under PCAFC, but the VA Caregiver Support Line connects you to family resources. If you're a child caregiver, American Association of Caregiving Youth has dedicated programs.

Mental health for the caregiver

Caregiver burnout is real. The VA offers caregivers free counseling under both PCAFC and PGCSS. Vet Centers also serve caregivers and family members of combat veterans.

If your veteran dies

You may be entitled to survivor benefits including DIC, CHAMPVA, education benefits, and Survivors Pension. TAPS (1-800-959-TAPS) is the first call.

Get help