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Oregon
Oregon and California are the only two states still operating their own direct VA-style home loan programs.
State Veterans Department
Oregon Department of Veterans' Affairs
Standout State Benefits
What's unique to Oregon
State benefits layered on top of federal VA coverage. File federal first, then layer state.
ODVA Home Loan Program
State-run direct home loan program (since 1945) with competitive rates and no PMI; over $10B lent to Oregon vets
Disabled Veteran Property Tax Exemption
Reduces assessed value of primary residence for 40%+ disabled vets (~$30,000+ exemption, indexed annually)
Oregon Veteran Educational Aid
Up to $150/month (full-time) for up to 36 months for vets attending Oregon schools who used <12 months of federal GI Bill
Veterans Crisis Line