VA loans: Steps to stop the spam

Veterans and service members often experience an unexpected surge in VA home loan spam messages when interest rates drop or after inquiring about a home refinance. The good news is that there are ways to avoid spam. If you get a spam message via email or text, don’t click on any links in the message.

Steps to reduce spam

Step Action Why it works

1 Register at DoNotCall.gov Blocks most unsolicited sales calls quickly.

2 Opt-out per call: Request removal and note date/time Lenders must comply under federal rules.

3 Block numbers via carrier apps; report to FTC at consumer.ftc.gov/complaint Stops repeats and flags violations.

4 Limit info-sharing: verify via your service statement contact Prevents “VA-exclusive” scam deals

5 Opt-out of data sharing: Check lender sites ‘Terms of Service’ (privacy policy) when comparing rates. (opt out of info-sharing when possible) Stops your data from being sold to other lenders, reducing future spam at the source.

Veterans support resources

Financial Tools: Build credit and stability with the Veterans Benefits Banking Program.

Fraud Tips: See Benefits.VA.gov/Benefits/Fraud-Prevention.

Housing Help: Call VA Loan Guaranty Service at 877-827-3702 or visit Benefits.VA.gov/HomeLoans.

Crisis Support: Dial 988 (press 1) for the Veterans Crisis Line; more at Mentalhealth.VA.gov/Get-Help.

Fewer calls means less stress. Empower yourself and fellow Veterans: Share to spread the word.